Preview of The Secure Dashboard

We will send an instruction to your bank to apply an authorisation-hold (similar to the deposit that is held when you rent a car or book an Airbnb) of an amount equal to your prepayment amount.

As many as you need to ensure you never run out of money.

Although we would love to see you committing to your financial goals, we know unexpected events happen all the time. In this case, you can request an early payout and the money will reflect in your account within 24 hours.

No, we don't actually take any money out of your bank account. We merely put a 'hold' on the amount that you want to spend later. So the money is still in your bank account, but you can't spend it.

Yes, you can and that's the whole point. You can create a 'Petrol', 'Coffee Fridays', 'Loadshedding Takeaways', 'Sunday Farmers Market' etc. prepayments.

The goal is to ensure you have all the money you need when it matters most.

Yes, you can. If for instance, you get paid weekly and need to pay for a once-a-month expense, you can make a prepayment each time you get paid while selecting the same payout date.

Yes, this is possible. In later versions, we will be making available suitable investment products to ensure you are able to earn growth for longer-dated prepayments.

You will be able to create prepayments and payouts for all major banks in South Africa (FNB, Standard Bank, ABSA, Nedbank, Investec, Capitec, TymeBank, BankZero etc.) on accounts with a cheque card.

We will charge you the following:

• R 35 (excluding VAT) per month, which will be charged on the 1st of the month.
• 1.25% (excluding VAT) Cash Management Fee per annum. This fee will only be charged where there is bank interest earned on the withheld prepayments.

This means that you will receive 100% of your payouts from each of your prepayments. Always.

We apply the necessary bank-recommended encryption when dealing with your bank card and account information to ensure that all of your information is secured.